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Author Archives: Ryan Hernandez

Should You Care About Your Digital Life?
Should You Care About Your Digital Life? You might not rely on the internet or online services the same way a teenager or twenty-year-old might, and you may not identify as a “techy,” but you might be more technologically savvy…

Is Now the Time to Revisit Your Financial Plan?
In Now The Time To Revisit Your Financial Plan? When the market is at an all-time high, you may not be worried about running out of money in retirement. Your house may be paid off, the kids are grown up…

A Movie Marathon for a Fun Night In!
A Movie Marathon for a Fun Night In! Retirement is a time to do more of what you love, whether that’s through an active hobby like hiking or through sports like tennis and golf, or if it’s a relaxing activity…

Mistakes You Could Be Making with Your Estate Plan
Mistakes You Could Be Making with Your Estate Plan It’s easy to avoid making an estate plan but lacking one won’t be easy on your loved ones and could cause tension during your later years and after your passing. Having…

Five Most Overlooked Tax Deductions
Five Most Overlooked Tax Deductions to Help Manage Your Tax Bill Who among us wants to pay the IRS more taxes than we have to? While few may raise their hands, Americans regularly overpay because they fail to take tax…

How Baby Boomers Have Redefined Retirement
How Baby Boomers Have Redefined Retirement Before your generation, retirement had long been perceived as a time when life took a downward turn. But thanks to baby boomers, this perception has radically changed. Baby Boomers have been cool kids since…

What Volatility Truly Means
What Volatility Truly Means Nowadays, the word “volatility” seems thrown around more than ever. Usually, when it comes to financial talk, “volatility” is used to describe a downward trend. But that’s not what volatility really means! Volatility is technically referring…

How A Financial Advisor Can Help Prepare You for a Wintry Market
A Financial Advisor Can Prepare You for a Wintry Market When the winter season comes around, you’ll likely have to adjust your routines and prepare for a wintry market. If you’re in colder states, you may be looking to purchase…
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Buying A House? 11 Tips on How to Save for a Down Payment
Owning a home is a milestone in a person’s life. However, it has not always been easy to accomplish. By learning some of the basics of homeownership and how to save for a down payment, you will be able to…