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- Maximizing Lifetime Income Streams: How to Strengthen Your Retirement Security Beyond Social Security
- The Impact of Inflation on Fixed-Income Investments — And How to Protect Your Purchasing Power
- Beginner’s Guide to Roth Conversions in Retirement
- Understanding Annuities: Secure Your Retirement Income
- Avoid Medicare Enrollment Penalties: Essential Guide
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Category Archives: Social Security

Navigate Retirement Planning and Inflation Successfully
Inflation is a persistent economic reality that can significantly erode the purchasing power of retirees. As the cost of living continues to rise, it is crucial to implement effective strategies to safeguard your financial security. This guide explores how retirees…

Social Security Myths Debunked: What You Need to Know
Social Security is a cornerstone of retirement planning in the United States, providing critical financial security for millions of retirees, especially when paired with Medicare. However, numerous myths and misconceptions surrounding the program can lead to poor retirement planning decisions….

Financial Calculator Insights: Compare 401(k) Options
Planning for retirement is one of the most important steps toward ensuring financial stability and peace of mind in your later years. At Goldstone Financial, we specialize in helping individuals make informed decisions that align with their long-term goals. When…

Social Security Fairness Act: Everything You Need to Know
The Social Security Fairness Act legislation was signed into law on January 6, 2025. The law repeals the Windfall Elimination Provision, and the Government Pension offset. These provisions reduced or eliminated Social Security benefits for almost 3 million teachers, police…

10 Tax-Saving Tips for Retirees: Maximize Your Income
10 Tax-Saving Tips for Retirees: Maximize Your Income As retirees, it’s important to maximize our income and find ways to reduce our tax liability. Taxes can eat into our retirement savings, so it’s crucial to take advantage of tax-saving strategies….

Level Up Your Retirement Savings After 50: 10 Essential Ways
Level Up Your Retirement Savings After 50: 10 Essential Ways Turning 50 is a significant milestone, especially when it comes to retirement planning. At this stage of life, it’s crucial to assess your retirement savings and ensure that you are…

Protect Your Legacy: Mastering Estate Planning Basics
Protect Your Legacy: Mastering Estate Planning Basics Estate planning is a crucial step in securing your legacy and ensuring that your wishes are carried out after you pass away. It involves making important decisions about the distribution of your assets,…

Pros & Cons of Annuities: Retirement Income
Pros & Cons of Annuities: Retirement Income Before diving into the pros and cons of annuities, it’s important to have a basic understanding of what they are. Annuities are financial products that provide regular payments, typically on monthly, to individuals…

Navigate Social Security Benefits for Your Golden Years
Navigate Social Security Benefits for Your Golden Years Social Security benefits play a crucial role in retirement planning, providing a financial foundation for individuals as they transition into their golden years. However, many people are not aware of the various…

Essential Guide: Legacy Planning for Loved Ones
Essential Guide: Legacy Planning for Loved Ones Legacy planning is an essential part of securing the financial future of your loved ones and ensuring that your assets and values are passed down according to your wishes. It involves making important…