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- Social Security Planning in an Era of Uncertainty: New Adjustments & Strategy Tweaks
- Interest-Only vs. Hybrid Long-Term Care Insurance: What’s Best for Your Retirement Portfolio?
- Effective Retirement Planning Amid Rising Interest Rates
- Backdoor Roth IRA: A Beginner’s Guide to Savings
- Crafting a Reliable Retirement Income Strategy for Success
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Category Archives: Finance
Social Security Planning in an Era of Uncertainty: New Adjustments & Strategy Tweaks
For millions of Americans, Social Security represents the cornerstone of retirement income. It’s not just a government benefit—it’s a foundation for financial security after decades of work. But as we step into September 2025, the program faces an era of…
Interest-Only vs. Hybrid Long-Term Care Insurance: What’s Best for Your Retirement Portfolio?
Planning for long-term care (LTC) and health care, including personal care services and adult day care, is one of the most critical, yet often overlooked, aspects of retirement planning. The rising costs of healthcare, coupled with longer life expectancies, mean…
Effective Retirement Planning Amid Rising Interest Rates
Retirement planning is never static. Market shifts, policy changes, and global economic events continuously reshape the financial landscape. One of the most dramatic shifts in recent years has been the sustained rise in interest rates. After more than a decade…
Backdoor Roth IRA: A Beginner’s Guide to Savings
For high-income earners, saving for retirement can feel like navigating a financial maze—especially when IRS income limits shut the door on some of the most powerful savings vehicles, like the Roth IRA. But there’s a strategy that savvy investors and…
Important Financial Birthdays After 50: What You Need to Know to Retire Confidently
Aging comes with more than just wisdom—it also comes with opportunities to optimize your financial future. If you’re over 50 or approaching this milestone, now is the time to pay attention to a unique set of “financial birthdays” that could…
Essential Questions to Discuss with Your Retirement Advisor
Planning for retirement is more than just building a nest egg. It’s about making the right decisions at the right time to ensure your money lasts and works for you throughout your life. But how do you know if your…
The Impact of Inflation on Fixed-Income Investments — And How to Protect Your Purchasing Power
Navigating Medicare enrollment can be complex, but understanding the key deadlines and potential penalties is crucial for a financially secure retirement. At Goldstone Financial Group, we aim to empower you with the knowledge to make informed decisions about your medicare…
Understanding the Impact of SECURE Act 2.0 on Your Retirement
As retirement rules evolve, staying informed is essential. The SECURE Act 2.0, signed into law in late 2022, builds on the original SECURE Act of 2019. This new legislation introduces over 90 changes aimed at enhancing retirement readiness across all…
Financial Planning for Digital Nomads for a Mobile Lifestyle
Retirement planning traditionally evokes images of stability, rooted homes, and consistent income streams. However, the surge in remote work opportunities and the rise of digital connectivity have reshaped how we think about retirement. Today, the digital nomad lifestyle—working remotely while…
Top Retirement Planning Mistakes and How to Avoid Them
Retirement is a significant milestone, but reaching it comfortably requires careful planning, strategic savings, and avoiding common financial pitfalls. Many individuals, regardless of income level, unknowingly make mistakes that can jeopardize their retirement security. From underestimating healthcare costs to poor…