Category Archives: Social Security

Key Financial Strategies to Delay Retirement Successfully

Key Financial Strategies to Delay Retirement Successfully

Retirement used to follow a predictable pattern: you worked until 65, collected your benefits, and began the next chapter of life. But for many Americans today, that timeline is changing — not because they have to keep working, but because…

Navigate Retirement Planning and Inflation Successfully

Navigate Retirement Planning and Inflation Successfully

Inflation is a persistent economic reality that can significantly erode the purchasing power of retirees. As the cost of living continues to rise, it is crucial to implement effective strategies to safeguard your financial security. This guide explores how retirees…

Social Security Myths Debunked: What You Need to Know

Social Security Myths Debunked: What You Need to Know

Social Security is a cornerstone of retirement planning in the United States, providing critical financial security for millions of retirees, especially when paired with Medicare. However, numerous myths and misconceptions surrounding the program can lead to poor retirement planning decisions….

Financial Calculator Insights: Compare 401(k) Options

Financial Calculator Insights: Compare 401(k) Options

Planning for retirement is one of the most important steps toward ensuring financial stability and peace of mind in your later years. At Goldstone Financial, we specialize in helping individuals make informed decisions that align with their long-term goals. When…

Social Security Fairness Act: Everything You Need to Know

Social Security Fairness Act: Everything You Need to Know

The Social Security Fairness Act legislation was signed into law on January 6, 2025. The law repeals the Windfall Elimination Provision, and the Government Pension offset. These provisions reduced or eliminated Social Security benefits for almost 3 million teachers, police…

10 Tax-Saving Tips for Retirees: Maximize Your Income

10 Tax-Saving Tips for Retirees: Maximize Your Income

10 Tax-Saving Tips for Retirees: Maximize Your Income As retirees, it’s important to maximize our income and find ways to reduce our tax liability. Taxes can eat into our retirement savings, so it’s crucial to take advantage of tax-saving strategies….

Protect Your Legacy: Mastering Estate Planning Basics

Protect Your Legacy: Mastering Estate Planning Basics

Protect Your Legacy: Mastering Estate Planning Basics Estate planning is a crucial step in securing your legacy and ensuring that your wishes are carried out after you pass away. It involves making important decisions about the distribution of your assets,…

Pros & Cons of Annuities: Retirement Income

Pros & Cons of Annuities: Retirement Income

Pros & Cons of Annuities: Retirement Income Before diving into the pros and cons of annuities, it’s important to have a basic understanding of what they are. Annuities are financial products that provide regular payments, typically on monthly, to individuals…

Navigate Social Security Benefits for Your Golden Years

Navigate Social Security Benefits for Your Golden Years

Navigate Social Security Benefits for Your Golden Years Social Security benefits play a crucial role in retirement planning, providing a financial foundation for individuals as they transition into their golden years. However, many people are not aware of the various…

Ready For The Next Step?

Get In Touch With Our Retirement Advisors Today schedule a meeting today