1. Discover
Schedule a meeting to sit down with us and discover what your ideal retirement looks like.
2. Evaluate
Using our 5-Step GPS Process, we’ll examine your current financial situation and determine your retirement income needs.
3. Plan
Receive a custom strategy designed to help you reach your unique retirement goals.
GPS to Retirement planning
The result?
A tailor-made financial strategy you can feel confident about. Because the main thing we want you to worry about in retirement is how to use your time.
5-Step GPS Process
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1. Income PlanningOur goal is to help ensure your expenses are paid with reliability and predictability for the rest of your life.
- -Social Security maximization
- -Income and expense analysis
- -Inflation, spousal and longevity plan
- -Retirement income strategies
- -Annuities
- -IRA rollovers
- -401(k) rollovers (from current and previous employers)
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2. Investment PlanningWe’ll talk risk tolerance, portfolio fees (and how we may be able to reduce them), volatility control and our comprehensive money management approach.
- -Market volatility protection
- -Assessing your risk tolerance
- -Adjusting your portfolio to reduce fees wherever possible
- -Wealth management
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3. Tax PlanningWe’ll look at the taxable nature of your current assets and potential ways to include tax-deferred or tax-free money in your financial plan.
- -Strategizing ways to include tax-deferred or tax-free money in your plan
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4. Health Care PlanningWe’ll look at Medicare, Parts A, B and D, and long-term care options in order to address rising health care costs.
- -Long-term care strategies
- -Life insurance
- -Plan for protecting against climbing health care costs and long-term care needs
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5. Legacy PlanningTogether with qualified professionals, we’ll create a plan that is designed so your hard-earned assets go to your beneficiaries in the most tax-efficient manner.
- -Create a plan to help your beneficiaries reduce or avoid probate
- -Maximize opportunities to reduce estate tax burdens
- -Trusts
- -Charitable giving
- -Estate planning
Our Impact
Schedule a Meeting
To schedule a time to discuss your financial future and the possible role of investments and insurance in your financial strategy please contact us today.