Our goal is to help ensure your expenses are paid with reliability and predictability for the rest of your life.

• Social Security maximization
• Income and expense analysis
• Inflation, spousal and longevity plan
• Retirement income strategies
• Annuities
• IRA rollovers
• 401(k) rollovers (from current and previous employers)

We’ll talk risk tolerance, portfolio fees (and how we may be able to reduce them), volatility control and our comprehensive money management approach.

• Market volatility protection
• Assessing your risk tolerance
• Adjusting your portfolio to reduce fees wherever possible
• Wealth management

We’ll look at the taxable nature of your current assets and potential ways to include tax-deferred or tax-free money in your financial plan.

• Strategizing ways to include tax-deferred or tax-free money in your plan

We’ll look at Medicare, Parts A, B and D, and long-term care options in order to address rising health care costs.

• Long-term care strategies
• Life insurance
• Plan for protecting against climbing health care costs and long-term care needs

Together with qualified professionals, we’ll create a plan that is designed so your hard-earned assets go to your beneficiaries in the most tax-efficient manner.

• Create a plan to help your beneficiaries reduce or avoid probate
• Maximize opportunities to reduce estate tax burdens
• Trusts
• Charitable giving
• Estate planning