As people are living longer, it’s becoming increasingly important for individuals to have a reliable income stream in retirement. While Social Security benefits can provide a foundation for retirement income, they may not be enough to cover all your expenses. That’s why it’s important to consider other sources of income, such as a pension, rental property, or investments.
Goldstone Financial Group is not your typical portfolio management firm. We are forward thinkers and innovators, and we won’t try to fit you in a box of pre-designed retirement income planning strategies. Instead, we’ll customize a strategy that actually works for you and your family — one that helps to put you on the path to the retirement lifestyle you want.
While it’s good news that people are living longer than ever before, a drawback to a longer life is the greater possibility of outliving your savings. At Goldstone Financial Group, we’re committed to helping you develop a strategy that you cannot outlive — one that continues to work for you no matter the market environment.
In fact, Goldstone Financial Group specializes in providing alternative solutions for your IRA and 401(k) rollovers. We can help you design an income strategy that helps conserve and grow your rollover assets, as well as incorporates insurance and investment vehicles to create opportunities for guaranteed income throughout your retirement. We think of it as an income strategy to help you bridge the “paycheck gap” in retirement.
In addition to planning for your sources of retirement income, it’s also important to consider your essential expenses in retirement. These are the costs that you must pay in order to maintain your basic standards of living, such as housing, healthcare, and food. It’s a good idea to make a list of your basic expenses and to estimate how much they will cost in retirement. This can help you determine how much income you will need to maintain your quality of life and living standard in retirement.
1 Social Security Administration. “Benefits Planner: Life Expectancy.” Accessed May 5, 2017.
2 Statistic Brain. Jan. 3, 2016. “Retirement Statistics.” http://www.statisticbrain.com/retirement-statistics/. Accessed Aug. 31, 2017.
Neither the company nor its agents or representatives may give tax, legal or accounting advice. Individuals should consult with a professional specializing in these areas regarding the applicability of this information to his/her situation.
Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. None of the information contained here shall constitute an offer to sell or solicit any offer to buy a security or any insurance product.
*Any references to protection benefits or steady and reliable income streams refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured.
Goldstone Financial Group specializes in providing alternative solutions for your IRA and 401(k) rollovers. We can help you design an income strategy that helps conserve and grow your rollover assets as well as incorporate insurance and investment vehicles to create opportunities for guaranteed income throughout your retirement. We think of it as an income strategy to help you bridge the “paycheck gap” in retirement.
At Goldstone Financial Group, we understand the challenges of planning for retirement in today’s world. That’s why we offer a range of services to help you create a retirement income plan that meets your needs. Our team of financial professionals can work with you to evaluate your sources of income, assess your essential expenses, and develop a tax strategy that helps you maximize your retirement income.
If you’re ready to start planning for your retirement income, we encourage you to contact Goldstone Financial Group today. Our team is here to help you navigate the complexities of retirement planning and create a plan that works for you.
In fact, Goldstone specializes in providing alternative solutions for your IRA and 401(k) rollovers. We can help you design an income strategy that helps conserve and grow your rollover assets as well as incorporates insurance and investment vehicles to create opportunities for guaranteed income throughout your retirement. We think of it as an income strategy to help you bridge the “paycheck gap” in retirement.
Investment Advisory Services offered through Goldstone Financial Group, LLC a Registered Investment Advisor (GFG).
*Guarantees provided by insurance products are backed by the claims paying ability of the issuing carrier.
“The Changing Story of Retirement” report is provided for informational purposes only. It is not intended to provide tax or legal advice. By requesting this report you may be provided with information regarding the purchase of insurance and investment products in the future.
* The network and publication appearances listed do not represent any endorsement, level of expertise, recommendation, or any affiliation with Goldstone Financial Group.
